--- title: Issuance Fee description: Borrowing EURO3 from a Vault triggers a one-off issuance fee that is charged in EURO3 on the drawn amount and added to the total debt. section: 3A Protocol order: 105 --- > **Archived.** The 3A lending protocol and EURO3 on Linea and Polygon were phased out in 2024: no new loans from > 1 October 2024, and all remaining vaults closed on 30 November 2024 > ([3A DAO's announcement](https://medium.com/@3aDAO/phasing-out-euro3-lending-f5869a3498a8)). This page is kept > for reference and describes the protocol as it was. Do not send funds to the contracts it lists. Borrowing EURO3 from a Vault triggers a **one-off issuance fee** that is **charged in EURO3** on the drawn amount and added to the total debt. The Issuance fee is set **between 0.5% and 5%** depending on the overall collateral risk characteristics and the demand and supply of EURO3. The initial origination fees per whitelisted tokens are set by the Risk Model and listed [here](/3a-protocol/whitelisting-criteria/whitelisted-tokens).