---
title: Fundamental Risk Score
description: Scoring table for the fundamental risk category: business, token economics, team and governance.
section: Protocol: Whitelisting
order: 137
---

<!-- archive-notice -->
> **Archived.** The 3A lending protocol and EURO3 on Linea and Polygon were phased out in 2024: no new loans from
> 1 October 2024, and all remaining vaults closed on 30 November 2024
> ([3A DAO's announcement](https://medium.com/@3aDAO/phasing-out-euro3-lending-f5869a3498a8)). This page is kept
> for reference and describes the protocol as it was. Do not send funds to the contracts it lists.

| Category | Description | Max Points |
| --- | --- | --- |
| Business Proposition (20%) | Target Market Size / Innovation | 5 |
|  | Integration/ Partnerships | 5 |
|  | Competitiveness within market sector | 10 |
| Token Economies (40%) | Token utility and non-speculative demand | 15 |
|  | Initial token supply, allocation and distribution | 10 |
|  | Incentives design/mechanism | 15 |
| Team (20%) | Anonymous (N/Y) | 5 |
|  | Has relevant experience | 5 |
|  | Credible and public | 10 |
| Governance (20%) | Governance design | 20 |